I received the notice (below) along with my last Chevron bill. Fortunately I actually read it surprise, surprise look at what it says.
This is Negative Billing pure and simple. Personal information can be sold, and assigned.
If you do not respond to the easy to miss notice it will be automatically kicked into play.
I decided to cancel my Chevron Gas Card in protest of their policies.
When I contacted the GE Credit office I was asked why I wanted to cancel my card.
When I expressed my concern and opposition to their privacy policies I was advised that I could have access to all my personal information cancelled. It did not mention this option in the letter below. I remained on the line while the woman, altered my account blocking my personal information, item by item.
As a result I did not cancel my account but what if I had not read the enclosure?
Heads up this “Negative Billing” scheme needs exposure!
IMPORTANT CHANGES TO YOUR ACCOUNT TERMS
October 26, 2012
Account number ending in:XXXX~
The following is a summary of changes that are being made to your Chevron Credit Card account terms. These changes will take effect on 12126/2012.
Personal Information: We are Changing the provision in your account agreement that addresses how we use your personal information. Please keep this is important for your records..
The following provision is being added to your credit card agreement.
We may use external service providers that store or process the information on computers located outside of Canada, including in the United States, Mexico, India, and the Philippines, whose data protection may differ from those in Canada. As a result, the Information may be subject to access requests from governments, courts, law enforcement officials and national security authorities in those countries according to their laws. Subject to these laws, we will ensure that appropriate protections are in place to maintain protections on the Information that are equivalent to those that apply in Canada.”
P.O. Box 940 STN Agincourt, Toronto, ON M1S OG2.